
About Currencyflow
About Currencyflow
Currencyflow is a founder-led international money transfer service built around transparent exchange-rate pricing and direct personal support for larger transfers.
I founded Currencyflow around two things I felt really mattered: being able to see your exchange rate clearly and having someone you could actually speak to when you wanted to.
I liked the simplicity of being able to see a rate online and make a decision in your own time. But I also believed there was real value in personal service, particularly when you're moving a significant amount of money or dealing with something important like a property purchase, relocation, inheritance or business payment.
Currencyflow was built to bring those two things together.
You can see the exchange rate available to you upfront and understand the margin we're charging before you decide whether to proceed. Our margin is 0.25%-0.40%, depending on transfer size, and we don't charge Currencyflow payment transfer fees.
And because money is personal, so is our support. You can contact us by phone, WhatsApp or email, including speaking directly with me if you'd like to talk through your transfer.
Our aim is simple: to make larger international transfers clearer, more transparent and more personal.
I built Currencyflow to combine two things I think should go together: being able to see your exchange rate clearly online, and having someone you can actually speak to when you want help.
Meet the team

Freddie Smith
Founder & CEO
I’ve spent around 15 years working across marketing, digital strategy and commercial growth, including several years working with financial services comparison platforms. That gave me first-hand exposure to the FX and money transfer industry and helped shape the idea behind Currencyflow. I founded Currencyflow to make international money transfers clearer and more personal: transparent exchange-rate pricing when you want to handle things online, with direct support when you want to talk through a larger payment. I’m involved directly with customers and available by phone, WhatsApp or email when you want to discuss a transfer.

Andy Dyer
Advisor
Andy has worked in financial markets for more than a decade, with experience across foreign exchange and equity derivatives. He began his career at a brokerage before moving into senior roles within the foreign exchange industry, including leading trading teams in London and elsewhere in the UK. At Currencyflow, Andy advises on currency flows and draws on his trading experience to support our approach to international payments and foreign exchange.

Stuart Pritchard
Advisor
Stuart has a background spanning engineering, sales, retail operations and financial services, with more than a decade of experience in trading and foreign exchange. His financial-services career has included roles from trading through to Trading Director and Director of Operations, giving him experience across both currency markets and the operational side of international payments. At Currencyflow, Stuart advises on operations and draws on that experience to strengthen how we support customers and process transfers.