I founded Currencyflow after seeing how complicated and expensive international transfers can be. Too many people face poor exchange rates, hidden fees, or processes that take more time and effort than they should. I wanted to create a service that does things differently.
My background is in marketing and strategy. Over the years I’ve worked closely with people in finance and technology, which gave me a good understanding of how services should be built. What matters most to me is that they’re easy to use and that people feel they can rely on them.
Currencyflow is built with both individuals and businesses in mind. It should work for someone buying property abroad, sending money to family, or for a company managing payroll in different countries. My aim is to provide a service that is clear, fair, and dependable so customers feel confident that their money is in safe hands.
At Currencyflow, we want to take the stress out of moving money internationally. By combining fair exchange rates with practical expertise and a personal approach, we help both individuals and businesses transfer with confidence.
Freddie Smith
Founder & CEO
I’ve worked in marketing for 15 years, leading teams in digital, commercial strategy, and growth. Along the way I’ve learned what it takes to design services and experiences that people actually trust and rely on. I use both data and a customer-first mindset to keep things clear and fair, and my focus now is on making international money transfers simple and dependable for anyone, whether they are sending money for personal reasons or managing business payments.
Andy has worked in financial markets for more than a decade, mainly in Forex and equity derivatives. He started out in the late 2000s at a leading brokerage, where he moved up quickly, and later helped a fast-growing forex company expand its market share. Over his career he has run trading teams in London and other parts of the UK. At Currencyflow, Andy advises on how we manage currency flows and draws on his trading experience to keep us aligned with best practice.
Stuart’s career has taken him through engineering, sales, and running nine retail stores before moving fully into financial services. He has spent more than a decade in trading, starting on the floor and working his way up to Trading Director and later Director of Operations. That path has given him a deep understanding of currency exchange and how financial services businesses really work. At Currencyflow, Stuart advises on operations and draws on his experience to strengthen the way we serve clients.