
About Currencyflow
Our story
I founded Currencyflow after seeing how complicated and expensive international transfers can be. Too many people face poor exchange rates, unclear pricing, or processes that take more time and effort than they should. I wanted to create a service that does things differently.
My background is in commercial leadership within financial services, which gave me first-hand exposure to the FX and money transfer industry, and it's exactly what led me to start Currencyflow.
Currencyflow is built with both individuals and businesses in mind. It should work for someone buying property abroad, sending money to family, or a company managing payroll in different countries. My aim is to provide a service that is clear, fair, and dependable, so customers feel confident that their money is in safe hands.
At Currencyflow, I want to take the stress out of moving money internationally. By combining fair exchange rates with practical expertise and a personal approach, we help individuals and businesses transfer with confidence.
Meet the team

Freddie Smith
Founder & CEO
I've spent 12 years in commercial leadership across financial services, digital media, and insurance, owning P&L for commercial divisions, managing portfolios of partner relationships, and building and leading commercial teams throughout. Several years of that experience came from working directly with financial services comparison platforms, which gave me first-hand exposure to the FX and money transfer industry and led me to found Currencyflow. My focus now is on bringing that experience to make international money transfers simple, transparent, and dependable, for individuals and businesses alike.

Andy Dyer
Advisor
Andy has worked in financial markets for more than a decade, mainly in Forex and equity derivatives. He started out in the late 2000s at a leading brokerage, where he moved up quickly, and later helped a fast-growing forex company expand its market share. Over his career he has run trading teams in London and other parts of the UK. At Currencyflow, Andy advises on how we manage currency flows and draws on his trading experience to keep us aligned with best practice.

Stuart Pritchard
Advisor
Stuart's career has taken him through engineering, sales, and running nine retail stores before moving fully into financial services. He has spent more than a decade in trading, starting on the floor and working his way up to Trading Director and later Director of Operations. That path has given him a deep understanding of currency exchange and how financial services businesses really work. At Currencyflow, Stuart advises on operations and draws on his experience to strengthen the way we serve clients.