Terms of Use

Welcome to Currencyflow Limited (“we”, “our”, “us”). By accessing or using our website and services (“the Service”), you agree to be bound by these Terms of Use (“Terms”). Please read them carefully before using the Service. If you do not agree to these Terms, you must not use the Service.

Definitions

In these Terms:

• “Service” means any website, product, calculator, software, tool, or content provided by Currencyflow Limited.
• “User,” “you,” or “your” means any person or organisation that accesses or uses the Service.
• “Content” means all text, data, graphics, designs, and other material available through the Service.

The service

The Service includes all products, tools, calculators, software, content, literature, and information provided on our website.
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We may update, modify, or discontinue any part of the Service at any time without notice.

Eligibility and registration

To access certain parts of the Service, you may need to register and provide accurate, complete, and up-to-date information about yourself and your company.
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You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

If you provide false, inaccurate, or incomplete information, we may suspend or terminate your access to the Service.

Permitted use

The Service is provided for personal, non-commercial, or internal business purposes only.

You agree not to:

• Copy, distribute, reproduce, or exploit any part of the Service;
• Use the Service in a way that violates any applicable laws or regulations;
• Attempt to gain unauthorised access to any part of the website or related systems.

Prohibited uses

You must not:

• Reverse engineer, decompile, disassemble, or attempt to derive the source code of any part of the Service;
• Copy, reproduce, distribute, modify, transmit, or create derivative works based on the Service;
• Scrape, data mine, or use any automated systems (including bots or crawlers) to access the Service;
• Send spam, phishing messages, or malware through the Service;
• Use the Service to engage in any fraudulent, abusive, or illegal activity;
• Attempt to gain unauthorised access to any part of the website, systems, or user accounts;
• Interfere with the functionality or security of the website;
• Upload or transmit any material that contains viruses, malicious code, or harmful content.
• Engage in any conduct that violates applicable laws or infringes the rights of others.

We reserve the right to suspend or terminate your access if we reasonably suspect misuse or breach of these Terms.

Intellectual property

All content, software, trademarks, and other materials available through the Service are owned or licensed by Currencyflow Limited.
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You are granted a limited, non-exclusive, non-transferable licence to use the Service for its intended purpose.
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Nothing in these Terms transfers ownership or grants any other rights to our intellectual property.

Third-party links

Our website may contain links to third-party websites or services.
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These links are provided for convenience only. We do not endorse or assume responsibility for any content, products, or services provided by third parties.
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You are responsible for reviewing and complying with the terms and policies of any third-party websites you visit.

Privacy and data protection

Your use of the Service is also governed by our Privacy Policy, which explains how we collect and handle your personal data.
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By using the Service, you consent to our data practices as described in that policy.

Service availability

We do not guarantee that the Service will be uninterrupted or error-free.
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While we use reasonable efforts to maintain availability and security, there may be occasions when the Service is temporarily unavailable due to maintenance, updates, or factors beyond our control.
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We will not be liable for any interruptions, delays, or errors in performance.

Disclaimer of warranties

The Service is provided on an “as is” and “as available” basis.
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We make no representations or warranties of any kind, express or implied, regarding the accuracy, reliability, availability, or suitability of the Service.
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Your use of the Service is at your own risk.

Limitation of liability

To the fullest extent permitted by law, Currencyflow Limited and its directors, officers, employees, and agents shall not be liable for any indirect, incidental, consequential, or punitive damages, including loss of profits, data, or goodwill arising from your use of the Service.
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Our total liability for any claim shall not exceed the amount you have paid (if any) for access to the Service.

Indemnification

You agree to indemnify, defend, and hold harmless Currencyflow Limited, its affiliates, and employees from and against any claims, liabilities, losses, or expenses arising out of your use of the Service, violation of these Terms, or infringement of any rights of a third party.

Termination

We may suspend or terminate your access to the Service at any time, with or without notice, if we believe you have violated these Terms or applicable laws.
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Upon termination, your right to use the Service will immediately cease.

Modifications to the terms

We may revise these Terms from time to time. The most current version will always be available on our website.
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By continuing to use the Service after changes are posted, you accept the updated Terms.

Governing law

These Terms are governed by and construed in accordance with the laws of England and Wales, and the courts of England and Wales shall have exclusive jurisdiction to settle any disputes arising out of or in connection with these Terms.

Contact us

If you have any questions about these Terms, please contact us at:

• contact@currencyflow.com
• Currencyflow Limited, 2nd Floor College House, 17 King Edwards Road, Ruislip, London, UK, HA4 7AE, Company No. 16311354

Last Updated: 13/10/2025