How much do regular international transfers cost with Currencyflow?

Currencyflow applies a transparent 0.25%-0.40% margin to the mid-market exchange rate, depending on the amount you transfer. The margin is included in the exchange rate we show you, and we don't charge Currencyflow payment transfer fees.

How often can I make a regular international transfer?

You can set up regular transfers on a weekly, monthly or custom schedule depending on how often you need to make the payment.

Do I have to send the same amount every time?

No. Your regular transfer can be set up for a fixed amount or adjusted when the amount you need to send changes.

Can I see my exchange rate before making a regular transfer?

Yes. You'll be able to see the Currencyflow exchange rate available to you and understand the margin you're paying before you decide.

Can I fix an exchange rate for future regular payments?

Yes. A forward contract lets you fix an available exchange rate for agreed future payments. This can be useful when you know what you'll need to send or receive over the coming months and want more certainty over the exchange rate.

How can I fund my regular international transfers?

Regular transfers can be funded by Direct Debit, standing order or manual bank transfer. We'll explain the available options when you set up your payments.

Regular international money transfers with transparent pricing

Q: Can I change or cancel a regular transfer?

Yes. You can change the amount or frequency of your regular transfer or cancel it if your needs change.

Q: Are my funds safeguarded with Currencyflow?

Yes. Client funds are held separately from Currencyflow's operational funds in segregated safeguarded accounts through our FCA-authorised payment institution partner, Sciopay Ltd (FRN 927951).

Set up recurring international payments on a schedule that works for you. See your exchange rate upfront, understand the margin you're paying, and get personal support when you need it.

See your exchange rate upfront
Transparent 0.25%-0.40% margin, depending on transfer size
Weekly, monthly or custom payment schedules
Personal support by phone, WhatsApp and email

Your funds are safeguarded and kept separate from Currencyflow's operational funds. They are held in segregated safeguarded accounts through our FCA-authorised payment institution partner, Sciopay Ltd (FRN 927951).

Send, save... & relax.

Transparent pricing, always shown upfront.

By Freddie Smith, Founder & CEO, Currencyflow · Updated 24 September 2026

What are regular international transfers?

Regular international transfers are recurring payments you send abroad on a schedule, such as weekly, monthly or at another frequency. They can be used for overseas mortgages or rent, school fees, family support, pension or income transfers, supplier payments and payroll.

With Currencyflow, you can choose the schedule and whether you want to send a fixed or variable amount. You can manage the exchange rate as each payment comes up, or use a forward contract to fix an available exchange rate for agreed future payments.

If your needs change, you can adjust the amount or frequency of your regular transfer or cancel it.

What you get with Currencyflow for regular international transfers

Office environment showing professional team

Transparent pricing

See the exchange rate available before you decide, with a transparent 0.25%-0.40% margin depending on transfer size and no Currencyflow payment transfer fees.

Flexible payment schedules

Set up weekly, monthly or custom payment schedules to suit the payments you need to make.

Personal support

Deal with someone who understands your regular transfer requirements. Get in touch by phone, WhatsApp or email when you need support.

Person reviewing financial paperwork beside a laptop

Fixed or variable amounts

Set up regular payments for the same amount each time, or adjust the amount when your requirements change.

Forward contracts for future payments

Fix an available exchange rate for agreed future payments with a forward contract if you want more certainty over what you'll pay or receive.

Safeguarded client funds

Client funds are held separately from Currencyflow's operational funds in segregated safeguarded accounts through our FCA-authorised payment institution partner, Sciopay Ltd (FRN 927951).

How regular international transfers work with Currencyflow

See your exchange rate

Enter the currencies and amount you're transferring and see the Currencyflow exchange rate available to you.

Set up your regular transfer

We'll guide you through account setup and help you choose the amount and schedule that suit your payments, whether that's weekly, monthly or another frequency.

Choose how to fund and manage your payments

Fund your regular transfers by Direct Debit, standing order or manual transfer. You can exchange at the available rate when each payment is due or use a forward contract for agreed future payments.

We make your international payments

We'll process your payments according to the schedule you've arranged and keep you updated. If your needs change, you can adjust the amount or frequency or cancel your regular transfer.

See how our transfer process works

Common reasons for making regular international transfers

Expat abroad managing money across countries with Currencyflow

Living or working abroad

Move money regularly between your own accounts or send ongoing financial support to family overseas. A regular transfer can make recurring payments easier to manage without having to arrange each one from scratch.

Supporting family abroad →

Paying for an overseas property

Make recurring mortgage, rent, property tax or utility payments for a home abroad. You can set up a regular schedule and adjust the amount if your property costs change over time.

Paying taxes and bills abroad →

Retired couple abroad receiving pension payments

Receiving retirement income overseas

Move pension or other regular income into the currency you use while living abroad. Regular transfers can help you manage ongoing living costs and give you a clearer view of what you'll receive.

Retiring abroad →

Paying education costs

Make regular transfers for tuition, accommodation and living expenses while studying overseas. You can arrange payments around term dates, monthly costs or other scheduled education expenses.

Paying for education abroad →

Small business owner representing income repatriation

Paying overseas suppliers or staff

Manage recurring supplier invoices, payroll and other ongoing international business payments. Regular transfers can help you keep repeated payments organised while adjusting amounts when your business requirements change.

International payroll →

Professional repatriating salary income from abroad

Repatriating salary or income

Move regular earnings from overseas into your home currency, whether that's salary, rental income or another recurring payment. You can adjust the amount or frequency as your income or circumstances change.

Repatriating income to the UK →

Supported currencies

We support transfers in the following currencies. Contact us if you need a currency not listed here.

USD

EUR

GBP

AUD

CAD

NZD

ZAR

AED

INR

SAR

Frequently asked questions

Written by

Freddie Smith

Founder & CEO, Currencyflow

Freddie Smith is the Founder and CEO of Currencyflow, an international foreign exchange and payments specialist focused on high-value transfers for individuals and businesses worldwide. With over 12 years of commercial experience across financial services and digital media, including several years working with financial services comparison platforms, Freddie has spent his career at the intersection of partnerships, growth strategy, and money movement. He founded Currencyflow to bring transparent, fixed-margin pricing and personal relationship management to clients making significant international transfers.

Last updated 24 September 2026

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