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For access to your online account please contact your personal account manager, alternatively email hello@currencyflow.com
For access to your online account please contact your personal account manager, alternatively email hello@currencyflow.com
If you’re sending money to the UK, whether it’s to help family, pay for property, or move savings back, the process can feel slower and more expensive than it should.
US banks often charge wire fees, apply poor exchange rates, and take a few days to process international payments. And if you’re sending a larger amount, they may ask for extra documents or IRS reporting forms, which can delay things even further.
At Currencyflow, we help people transfer money from the US to the UK without all the usual friction. You get better rates than most banks, no hidden charges, and clear guidance on what paperwork (if any) you'll need along the way.
If you’ve worked in the US and are moving home, you may want to bring funds with you. We help clients move money from American banks into UK accounts smoothly, with help on any reporting requirements along the way.
You might be helping with living expenses, sending a gift, or contributing to education costs. Whatever the reason, we make it easy to send dollars to pounds, quickly and without the typical bank fees.
The UK is home to many top universities and schools. Families often send money from the US to cover tuition and accommodation. We’ll help you time your transfer so you’re not left scrambling or overpaying.
Many of our clients send money to the UK for property purchases, from deposits to full completions. We help you time your transfer, avoid rate swings, and even lock in a USD to GBP rate in advance if needed.
Let us know how much you want to send and when. We’ll give you a tailored USD to GBP rate, with no pressure to proceed.
Setup is fast and free. Your account manager will walk you through the process via phone or email.
Send USD from your US bank to your Currencyflow client account. We use safeguarded accounts through our regulated partners.
Once funds are received, we exchange them at the agreed rate and send them to your chosen UK bank account, either immediately or on a scheduled date.
Even small differences in the USD to GBP rate can impact the amount received, especially for transfers of $10,000 or more. Banks typically offer below-market rates and don’t always disclose their markup.
Currencyflow provides rates based on the real mid-market rate, with a small transparent margin. That means more pounds delivered and no hidden surprises.
USD to GBP rates change based on interest rate decisions, inflation news, politics, and market sentiment. If you’re not in a rush, we can help you choose the right time, or lock in a fixed rate in advance using a forward contract.
To transfer money from the US to the UK, you'll need:
Basic requirements:
For larger transfers of typically $10,000+, you may also be asked for:
We’ll walk you through what’s needed based on your situation.
Most transfers from the US arrive in the UK within 1–2 working days. It depends on:
Currencyflow is built to move faster than most banks. We work ahead of time to avoid delays, especially on larger transfers.
Yes. Funds are held in safeguarded accounts through our FCA-regulated UK partners. We never mix client money with business funds.
There’s no hard limit. We regularly help clients send $10,000 to $1 million+.
Absolutely. We offer forward contracts so you can lock in a USD to GBP rate for up to 12 months.
Only if you’re gifting over $18,000 to someone. In that case, you’ll likely need to file Form 709, but you usually won’t owe tax unless you go over your lifetime exemption.
