Whether you’re supporting family, paying for university, buying a property, or moving savings abroad, sending money from the UK to the US should be easy, but it often isn’t.
Banks in the UK tend to add hidden exchange rate margins, charge international fees, and process large payments slowly, especially when USD transfers trigger compliance checks on either side.
At Currencyflow, we help individuals and businesses transfer money to the US smoothly. You get transparent GBP to USD rates, no hidden fees, and one-on-one support, especially when timing and documentation matter.
Whether you’re relocating to the US or just moving personal savings abroad, we make it simple to convert and transfer your funds with clarity on both ends.
If you're buying a property in the US, we can help at each step. Whether it’s a deposit, final payment, or something in between. You can even fix your exchange rate in advance to avoid any surprises.
You may be sending regular support, gifts, or covering costs for relatives in the US. We make the process more cost-effective and easier to track than using traditional banks.
US universities are expensive, so it pays to get the exchange rate right. Whether it’s tuition or rent, we help clients time their payments and avoid unnecessary costs.
Let us know how much you're sending and when. We’ll give you a tailored GBP to USD rate with no obligation to proceed.
Setup is quick and free. Your account manager will guide you through onboarding by phone or email.
Transfer pounds to your safeguarded client account via UK bank transfer. We’ll confirm once your funds arrive.
We convert your GBP at the agreed rate and send the USD to your chosen US bank account, either straight away or at a scheduled time.
For a £50,000+ transfer, even a 1% difference in the rate can cost you hundreds. That’s why it’s important to avoid the hidden markups banks often build into their rates.
UK banks typically offer rates far below the mid-market rate. We provide real-market pricing with a small transparent margin, so more of your money arrives on the other side.
GBP to USD rates shift with changes in interest rates, economic data, and political news on both sides of the Atlantic. If you're not in a rush, we can help you time the transfer or lock in a rate in advance.
To transfer GBP to USD, you’ll need:
For large transfers (typically £10,000+), you may also be asked for:
We’ll let you know exactly what’s required in advance.
Most transfers from the UK to the US arrive within 1–2 working days, depending on:
We work with you to avoid delays, especially for high-value or time-sensitive transfers.
Typically 1–2 business days. Some smaller transfers can be quicker depending on your bank.
No hard limit with Currencyflow. We frequently support transfers of £10,000 to £500,000+ with full compliance guidance.
Yes, we offer forward contracts so you can fix a GBP to USD rate up to 12 months in advance.
Not usually. But if you’re sending a gift above the IRS threshold, they may need to report it, but this rarely results in tax being due.