Is there a limit on how much I can transfer?

No, there's no maximum transfer limit. Whether you're sending thousands or millions, we support large international payments securely and efficiently.

How long does a large transfer take?

Most major currency transfers can be completed the same day your funds are received. For less common currencies or certain destinations, it may take 1-2 working days. Your Account Manager will keep you fully updated.

Are large transfers safe with Currencyflow?

Yes. Your funds are held in safeguarded client accounts via FCA-regulated providers, and every transfer is protected by strict security and verification protocols.

Can I lock in an exchange rate for a future transfer?

Absolutely. We offer forward contracts that let you secure today's exchange rate for a transfer scheduled later. This helps you avoid market fluctuations and plan with confidence.

Large international money transfers made simple

Move high-value funds abroad with expert support, competitive exchange rates and complete peace of mind.

No upper send limit
Funds safeguarded in client accounts
Dedicated account manager
Global reach in 35+ currencies

Your funds are fully protected with Currencyflow through our FCA-regulated partner, Sciopay Ltd (FCA number 927951), and held in segregated safeguarded accounts with tier-one banks, separate from operational funds.

Send, save... & relax.

Transparent pricing, always shown upfront.

By Freddie Smith, Founder & CEO, Currencyflow · Updated 10 August 2026

Confidently transfer large sums abroad

We help people move large amounts of money overseas. That might be for a property, sending savings home, or something else that needs to happen quickly and securely. We do this kind of thing all the time.

You'll deal with one person the whole way through. No waiting on hold. No automated replies. Just someone who knows what they're doing and is easy to reach by phone, email, WhatsApp or whatever works for you.

There's no payment transfer fees to send money with us. The rate you get depends on the amount, and we'll always show you the full cost upfront.

Why choose Currencyflow for large currency transfers

At Currencyflow, we understand that large international payments are more than just moving money. It's about trust, timing and having the right support. That's why we combine personal service, competitive pricing and secure processes to make every large transfer simple and stress-free.

Trusted for large transfers

Dedicated personal support

From the moment you get in touch, you'll have one person looking after your transfer. They'll help you understand the steps, explain the timing, and be there if anything unexpected comes up. We're available by phone, email, WhatsApp or live chat. Whatever's easiest for you.

Competitive exchange rates, no payment transfer fees

We offer excellent, competitive rates and no payment transfer fees. You'll always see the full cost upfront before you commit to anything.

Safe and secure transfers

Your funds are held in safeguarded client accounts through FCA-regulated providers. With over 30 years of combined experience, our team ensures your transfer is handled with care and precision.

Built to make it easy

Fast, flexible payments

Timing matters with large international transfers. We offer same-day payment options for many destinations or can schedule delivery on a future date that suits you.

Quick account setup

Most accounts are opened within one working day. Your dedicated Account Manager will guide you through onboarding to get you up and running quickly.

Full transparency and control

You'll always know your rate, total cost and expected delivery before confirming. We keep you informed so you stay in control from start to finish.

Key considerations for large transfers

Moving a large amount abroad requires attention to detail. Our team helps you plan and execute your transfer with confidence by supporting:

Exchange rate timing

Rates constantly fluctuate, and small shifts can have a big impact on high-value transfers. We can help you decide when to move your money to get the best value.

Payment routing

We'll guide your funds through the most efficient and secure path, helping to reduce delays or unnecessary intermediary fees.

Transfer documentation

If paperwork is required for your destination, we'll explain what's needed and support you through it.

Tax or legal implications

Large transfers can raise tax or legal questions. We recommend speaking with a financial adviser, and we're happy to work alongside them.

Security and tracking

We use robust systems to protect your transfer and keep you informed from start to finish. You'll always know where your money is.

Destination banking requirements

Some countries have unique requirements for incoming funds. We'll help you avoid issues by making sure the recipient details and delivery route are right from the start.

How it works

Get a free quote

Fill out our short form and a Currency Specialist will send you a personalised exchange rate and clear breakdown.

Open your account

Your dedicated Account Manager will guide you through the setup process by phone or email, usually within one working day.

Deposit your funds

Once your account is active, transfer your money to your secure, safeguarded client account.

We send your money abroad

Once we receive your funds, we'll convert them at the agreed rate and transfer them securely, either immediately or on your chosen date.

Learn more about how it works

Key benefits of using Currencyflow

Lock in your exchange rate

Protect your transfer from market swings with a forward contract. Lock in today's rate for a future date so you can plan with certainty.

No transfer limits

Whether you're moving thousands or millions, there are no upper limits. Just secure, seamless transfers at any scale.

Tailored to your needs

Every transfer is different. We work with you to create a strategy that fits your goals, whether it's a one-off transaction, setting up regular transfers, or a business transfer.

Aim for a better rate

Not every large transfer needs to happen today. A target rate order means you can tell us the rate you want, and we'll watch the market until it's reached, whether you're relocating abroad, repatriating a lump sum, or simply have some flexibility on timing.

When people use our large transfer service

People use Currencyflow for all kinds of large international payments, including:

Buying or selling property overseas

Transfer funds securely for deposits, completions or bringing back sale proceeds. We handle the details so your money arrives safely and on time.

Receiving an inheritance

When inheritance crosses borders, we help ensure your funds are transferred correctly, with guidance on documentation and timelines.

Making high-value investments

Move money for investments abroad confidently. We support timing, security and rate monitoring to get the most from your transfer.

Repatriating income or savings

Bring home overseas earnings or large savings simply and securely. We offer flexible timing and full support throughout.

Some of these are bigger life moves. Our guides to retiring abroad, emigrating for work, and repatriating income to the UK cover the currency side of each.

Supported currencies

Send money to over 100 countries in 35+ currencies. Wherever you're sending money, we've got you covered. We support transfers in all major and many emerging market currencies, including:

USD

EUR

GBP

AUD

CAD

NZD

ZAR

AED

INR

SAR

Frequently asked questions

Written by

Freddie Smith

Founder & CEO, Currencyflow

Freddie Smith is the Founder and CEO of Currencyflow, an international foreign exchange and payments specialist focused on high-value transfers for individuals and businesses worldwide. With over 12 years of commercial experience across financial services and digital media, including several years working with financial services comparison platforms, Freddie has spent his career at the intersection of partnerships, growth strategy, and money movement. He founded Currencyflow to bring transparent, fixed-margin pricing and personal relationship management to clients making significant international transfers.

Last updated 10 August 2026

Get a quote now

It's free and easy

Get quote