How much do international business transfers cost with Currencyflow?

Currencyflow applies a transparent 0.25%-0.40% margin to the mid-market exchange rate, depending on the amount you transfer. The margin is included in the exchange rate we show you, and we don't charge Currencyflow payment transfer fees.

Can I see my business exchange rate before opening an account?

Yes. Enter the currencies and amount you're transferring to see the Currencyflow exchange rate available to your business before you decide whether to proceed.

How long do international business payments take?

Same-day transfers are possible for major currencies once we've received your funds. Other international payments may take 1-2 working days. Timing can vary depending on the currencies involved, banking cut-off times, any checks required and the receiving bank.

Can I fix an exchange rate for a future business payment?

Yes. A forward contract lets you fix an available exchange rate for an agreed future payment. This can be useful when you know a supplier payment, payroll run or other international payment is coming up and want more certainty over the exchange rate.

Can I set a target exchange rate for a business transfer?

Yes. You can set a target rate and wait to see if the market reaches it. If your target becomes available while the order is active, your exchange can be booked automatically. There's no guarantee the target rate will be reached.

Can I make recurring or scheduled international business payments?

Yes. Currencyflow can support one-off, recurring and scheduled international payments, so you can manage regular supplier payments, payroll or other ongoing business transfers.

What information do I need to open a Currencyflow business account?

We'll guide you through the business verification process and let you know exactly what we need. This will usually include information about your business, its owners or directors and the purpose of your transfers, along with any supporting documents required for verification. Many business accounts can be ready within one working day once we've received everything we need.

International business payments with transparent pricing

Q: Are my business funds safeguarded with Currencyflow?

Yes. Client funds are held separately from Currencyflow's operational funds in segregated safeguarded accounts through our FCA-authorised payment institution partner, Sciopay Ltd (FRN 927951).

See the exchange rate available to your business upfront, understand the margin you're paying, and get direct support from someone who gets to know your business.

See your business exchange rate upfront
Transparent 0.25%-0.40% margin, depending on transfer size
No Currencyflow payment transfer fees
Dedicated business support by phone, WhatsApp and email

Your funds are safeguarded and kept separate from Currencyflow's operational funds. They are held in segregated safeguarded accounts through our FCA-authorised payment institution partner, Sciopay Ltd (FRN 927951).

Send, save... & relax.

Transparent pricing, always shown upfront.

A clearer way to manage international business payments

Currencyflow helps businesses manage international payments and currency transfers, from paying overseas suppliers and international teams to moving funds between business accounts or funding expansion abroad.

See the exchange rate available to your business before you decide, with a transparent margin based on transfer size and no Currencyflow payment transfer fees.

You’ll also have someone who gets to know your business and your regular payment requirements. You can reach us by phone, WhatsApp or email when you need help planning or making a transfer.

For payments you know are coming up, you can use a forward contract to fix an available exchange rate in advance. If your timing is more flexible, you can set a target rate and wait to see if the market reaches it.

What you get with Currencyflow for business

Two people discussing a project at a laptop

Transparent pricing

See the exchange rate available before you decide, with a transparent 0.25%-0.40% margin depending on transfer size and no Currencyflow payment transfer fees.

Dedicated business support

Deal with someone who gets to know your business and payment requirements. Get in touch by phone, WhatsApp or email when you need support.

Fast international payments

Same-day transfers are possible for major currencies once we've received your funds. Other payments may take 1-2 working days depending on the currency, banking cut-off times and receiving bank.

Person reviewing financial data on a tablet

Forward contracts and target rate orders

Fix an available exchange rate for an agreed future payment with a forward contract, or set a target rate and wait to see if the market reaches it.

Regular and scheduled payments

Manage one-off, recurring and scheduled business payments without having to start from scratch each time.

Safeguarded client funds

Client funds are held separately from Currencyflow's operational funds in segregated safeguarded accounts through our FCA-authorised payment institution partner, Sciopay Ltd (FRN 927951).

How Currencyflow helps your business

Whatever your business needs to pay, price, or protect across currencies, start here.

Pay overseas suppliers & partners

Pay overseas vendors, service providers and manufacturers in their local currency, with the exact rate shown before you send.

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Manage international payroll

Pay your overseas team in their local currency, on the same schedule each cycle, at a fixed and transparent margin.

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Simplify supplier payments

Pay many suppliers across currencies from one account, at a fixed, transparent margin with no payment transfer fees.

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Expand and invest internationally

Whether you're funding a subsidiary, leasing or buying premises, or entering a new market, we move the large sums and fix the rate.

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Hire & pay people abroad

Building a team abroad? We pay your overseas employees and contractors in local currency, while advisers handle the employment side.

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Handle import & export FX

Manage currency on both sides of cross-border trade, from settling supplier bills to the rate on the invoices you raise.

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Protect against currency swings

Fix a future rate with a forward contract, or set a target rate that executes when the market reaches it.

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Monitor exchange rates

See where the exchange rate sits inside your margin when you buy in one currency and sell in another.

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How business transfers work with Currencyflow

See your business exchange rate

Enter the currencies and amount you're transferring and see the Currencyflow exchange rate available to your business.

Open your business account

If you're happy with the rate, we'll guide you through business verification and account setup and let you know what information or documents we need.

Send your funds

Use the payment instructions we provide to fund your transfer. We'll let you know when the money arrives.

We make your international payment

We convert your funds at the agreed exchange rate and send them to your chosen recipient, either straight away or on the date you've arranged.

How our process works

Frequently asked questions

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