Send money from the UK to France

Buying property in France, relocating or moving savings can involve a significant GBP to EUR transfer. Currencyflow lets you see the exchange rate available to you upfront, with transparent pricing and personal support when you want it.

  • See your GBP to EUR exchange rate instantly
  • Transparent 0.25%-0.40% margin, depending on transfer size
  • No Currencyflow payment transfer fees
  • Personal support, including direct access to our founder

Send, save... & relax.

Transparent pricing, always shown upfront.

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Your funds are safeguarded and kept separate from Currencyflow's operational funds. They are held in segregated safeguarded accounts through our FCA-authorised payment institution partner, Sciopay Ltd (FRN 927951).

Freddie Smith

By Freddie Smith, Founder & CEO, Currencyflow · Updated 1 October 2026

Sending money from the UK to France? Here's what to know

A transfer from the UK to France may be tied to a property deposit, completion payment, relocation or another euro-denominated cost. Where there's a fixed payment date, it's worth thinking about when you want to convert your pounds rather than leaving the currency decision until the deadline.

The GBP to EUR market rate can move while you're planning the payment. Currencyflow lets you see the exchange rate available to you upfront, so you can understand the euro amount before you commit.

Why people transfer money from the UK to France

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Buying property in France

From Paris apartments to Dordogne farmhouses, buying property in France often means sending a large deposit or multiple stage payments. We help time your transfers, lock in competitive rates, and move funds securely through SEPA.
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Supporting family in France

Whether it's parents who've retired to the south or children studying abroad, family support is a common reason for transfers. We make regular payments more affordable and predictable, without bank charges.
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Paying tuition or living costs

France is home to world-class universities and international schools. If you're paying fees or rent, we help you move GBP to EUR quickly, reliably, and without overpaying on the exchange rate.
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Moving savings across borders

If you live in France or split time between the UK and EU, you may want to transfer savings between accounts. We convert GBP to EUR at competitive rates and deliver the funds to your French bank account with SEPA speed.

Why send money to France with Currencyflow

FeatureCurrencyflowHigh Street Banks
Exchange RateLow-margin, personalisedOften 3-5% markup
Transfer FeesNoneYes, plus possible SWIFT fees
SpeedSame-day or next working day2-5 working days
SupportPhone, email, live chat, WhatsAppCall centres or in-branch
Rate LockYesRarely offered
Account SetupFast and guided by a specialistPaperwork-heavy, slower

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Currencyflow indicative GBP to EUR rate

1 GBP = 1.1835 EUR

As of , the Currencyflow indicative GBP to EUR rate is 1 GBP = 1.1835 EUR, based on a £50,000 transfer with a 0.30% margin.

Your actual exchange rate may vary depending on the amount you send because our margin varies by transfer size. See our rates, margins and fees →

Currencyflow rates are indicative and confirmed when you book. No payment transfer fees.

Get a personalised GBP to EUR quote →

Currencyflow GBP to EUR rates by transfer amount

Currencyflow exchange rates vary according to the amount you send.

Currencyflow exchange rates for GBP to EUR transfers as of .
You send (GBP)You receive (EUR)Currencyflow rateMarginPayment transfer fee
£5,000€5,9111 GBP = 1.1823 EUR0.40%None
£10,000€11,8231 GBP = 1.1823 EUR0.40%None
£20,000€23,6451 GBP = 1.1823 EUR0.40%None
£50,000€59,1731 GBP = 1.1835 EUR0.30%None
£75,000€88,7771 GBP = 1.1837 EUR0.28%None
£100,000€118,3691 GBP = 1.1837 EUR0.28%None
£200,000€236,8101 GBP = 1.1841 EUR0.25%None
£300,000€355,2151 GBP = 1.1841 EUR0.25%None
£500,000€592,0251 GBP = 1.1841 EUR0.25%None
£1,000,000€1,184,0501 GBP = 1.1841 EUR0.25%None
£2,000,000€2,368,1011 GBP = 1.1841 EUR0.25%None
£5,000,000€5,920,2521 GBP = 1.1841 EUR0.25%None

Currencyflow rates are indicative, updated hourly, and confirmed when you book. No payment transfer fees.

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How to transfer money to France from the UK

See your exchange rate

Enter the currencies and amount you're transferring and see the Currencyflow exchange rate available to you on screen.

Open your account

If you're happy with the rate, we'll guide you through account setup and verification and answer any questions along the way.

Send your funds

Use the payment instructions we provide to fund your transfer. We'll let you know when the money arrives.

We make your international payment

We convert your pounds at the agreed exchange rate and send the euros to your chosen recipient in France, either straight away or on the date you've arranged.

Planning your GBP to EUR transfer

Property and relocation payments can have fixed dates

A property deposit, completion payment or relocation cost in France may be due on a specific date and set in euros. The GBP to EUR market rate can move while you're planning, so the amount of pounds needed for the payment can change before you book.

Fix a rate for a future transfer

If you know you'll need to make the payment later, a forward contract can let you fix an available GBP to EUR exchange rate in advance. That can give you more certainty over the amount of euros you'll receive or the amount of pounds you'll need to send.

Set a target rate if your timing is flexible

If you don't need to exchange straight away, a target rate order can wait for your chosen GBP to EUR exchange rate and book automatically if that rate becomes available while the order is active. There's no guarantee the target rate will be reached.

See GBP to EUR rates and history

For the current GBP to EUR mid-market rate, Currencyflow indicative rate, transfer-size pricing and historical data, see our GBP to EUR exchange-rate page.

Sending pounds to a French bank account

If you’re sending money from the UK to France, the recipient account may be held with a major French bank such as BNP Paribas, Crédit Agricole, Société Générale or La Banque Postale.

After you’ve agreed your GBP to EUR exchange rate, you send your pounds using the bank details provided when you book your transfer. We convert the GBP into euros at the agreed rate and send the EUR to the French account you’ve given us.

French bank accounts use an IBAN, and euro payments can be sent through SEPA, the European payment network used by banks across France and the wider SEPA area.

If you’re relocating, buying a home or moving savings to France, the beneficiary may be your own account or a professional involved in the transaction, so it’s important to check the recipient name, IBAN and any payment reference carefully before the transfer is made.

How long does it take to transfer money from the UK to France?

Most transfers from the UK to France arrive same day or next working day. Speed depends on:

  • Time of day you fund the transfer
  • Whether all recipient details are complete
  • Required compliance checks
  • French banking hours and holidays

What you'll need to send money from the UK to France

To transfer money to a French bank account, you'll need:

  • Valid photo ID (e.g. passport or driving licence)
  • Proof of UK address (e.g. utility bill or bank statement)
  • Recipient's full name and French bank details (IBAN)
  • Purpose of the transfer (e.g. property, family, savings)

Legal and tax notes for UK to France transfers

  • The UK doesn't charge tax for sending personal funds abroad
  • France may require incoming transfers over €10,000 to be declared, especially if considered a gift
  • Property-related transfers typically don't count as gifts, but must be documented
  • France and the UK have a double taxation agreement, so income (like pensions) isn't taxed twice
  • If you're transferring large sums, speak with a French tax advisor to ensure everything is reported properly

Why trust Currencyflow

Your funds are safeguarded

Client funds are held in segregated safeguarded accounts through our FCA-authorised payment institution partner, Sciopay Ltd (FRN 927951), separate from Currencyflow's operational funds.

Personal support when you want it

Speak with us by phone, WhatsApp or email, including direct access to our founder, Freddie, when you want to talk through your transfer.

Secure account and payment processes

Currencyflow uses security measures including two-factor authentication and transaction monitoring to help protect accounts and payments.

Frequently asked questions

Freddie Smith

Written by

Freddie Smith

Founder & CEO, Currencyflow

Freddie Smith is the Founder and CEO of Currencyflow, an international foreign exchange and payments specialist focused on high-value transfers for individuals and businesses worldwide. With over 12 years of commercial experience across financial services and digital media, including several years working with financial services comparison platforms, Freddie has spent his career at the intersection of partnerships, growth strategy, and money movement. He founded Currencyflow to bring transparent, fixed-margin pricing and personal relationship management to clients making significant international transfers.

Last updated 1 October 2026

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