US Dollar to Canadian Dollar Exchange Rate (USD to CAD)
Whether you are paying for a home in Canada, sending money to family in Toronto, or covering business costs in Vancouver, this page provides the live US Dollar to Canadian Dollar (USD/CAD) exchange rate. Updated continuously, it helps you make your transfers at the right time.
Need the opposite direction? View the CAD to USD rate
By Freddie Smith, Founder & CEO, Currencyflow · Updated 15 September 2026
Current USD to CAD exchange rates
USD to CAD mid-market rate
1 USD = 1.3988 CAD
The current USD to CAD mid-market exchange rate is 1 USD = 1.3988 CAD, as of .
The mid-market rate is a market benchmark for informational purposes and is not the exchange rate you will receive when making a Currencyflow transfer.
Currencyflow indicative USD to CAD rate
1 USD = 1.3946 CAD
As of , the Currencyflow indicative USD to CAD rate is 1 USD = 1.3946 CAD, based on a $70,000 transfer with a 0.30% margin.
Your actual Currencyflow exchange rate may be slightly higher or lower depending on the amount you send. Larger transfers generally receive a lower margin and therefore a better exchange rate.
Currencyflow rates are indicative, updated hourly and confirmed when you book. We charge no payment transfer fees.
Get a quote →Currencyflow USD to CAD rates by transfer amount
Currencyflow exchange rates vary according to the amount you send.
At the rates shown below, Currencyflow USD to CAD rates currently range from 1.3932 to 1.3953 CAD per USD, depending on transfer amount.
| You send (USD) | You receive (CAD) | Currencyflow rate | Margin | Payment transfer fee |
|---|---|---|---|---|
| $10,000 | CA$13,932 | 1 USD = 1.3932 CAD | 0.40% | None |
| $20,000 | CA$27,863 | 1 USD = 1.3932 CAD | 0.40% | None |
| $50,000 | CA$69,728 | 1 USD = 1.3946 CAD | 0.30% | None |
| $100,000 | CA$139,483 | 1 USD = 1.3948 CAD | 0.28% | None |
| $200,000 | CA$279,051 | 1 USD = 1.3953 CAD | 0.25% | None |
| $500,000 | CA$697,627 | 1 USD = 1.3953 CAD | 0.25% | None |
| $1,000,000 | CA$1,395,253 | 1 USD = 1.3953 CAD | 0.25% | None |
| $2,000,000 | CA$2,790,507 | 1 USD = 1.3953 CAD | 0.25% | None |
| $5,000,000 | CA$6,976,267 | 1 USD = 1.3953 CAD | 0.25% | None |
Currencyflow rates are indicative, updated hourly, and confirmed when you book. No payment transfer fees.
Swipe to see more →
USD to CAD exchange rate chart
Use this live chart to see how the US Dollar is performing against the Canadian Dollar. Track changes as they happen and monitor trends over time.
| Date | Rate (1 USD = X CAD) |
|---|---|
| 18 Sept 2025, 00:00 | 1.3791 |
| 19 Sept 2025, 00:00 | 1.3775 |
| 20 Sept 2025, 00:00 | 1.3777 |
| 21 Sept 2025, 00:00 | 1.3780 |
| 22 Sept 2025, 00:00 | 1.3823 |
| 23 Sept 2025, 00:00 | 1.3838 |
| 24 Sept 2025, 00:00 | 1.3891 |
| 25 Sept 2025, 00:00 | 1.3939 |
| 26 Sept 2025, 00:00 | 1.3942 |
| 27 Sept 2025, 00:00 | 1.3942 |
| 28 Sept 2025, 00:00 | 1.3938 |
| 29 Sept 2025, 00:00 | 1.3917 |
| 30 Sept 2025, 00:00 | 1.3922 |
| 01 Oct 2025, 00:00 | 1.3940 |
| 02 Oct 2025, 00:00 | 1.3962 |
| 03 Oct 2025, 00:00 | 1.3951 |
| 04 Oct 2025, 00:00 | 1.3951 |
| 05 Oct 2025, 00:00 | 1.3965 |
| 06 Oct 2025, 00:00 | 1.3946 |
| 07 Oct 2025, 00:00 | 1.3953 |
| 08 Oct 2025, 00:00 | 1.3955 |
| 09 Oct 2025, 00:00 | 1.4020 |
| 10 Oct 2025, 00:00 | 1.4003 |
| 11 Oct 2025, 00:00 | 1.4003 |
| 12 Oct 2025, 00:00 | 1.3999 |
| 13 Oct 2025, 00:00 | 1.4040 |
| 14 Oct 2025, 00:00 | 1.4045 |
| 15 Oct 2025, 00:00 | 1.4047 |
| 16 Oct 2025, 00:00 | 1.4046 |
| 17 Oct 2025, 00:00 | 1.4023 |
| 18 Oct 2025, 00:00 | 1.4023 |
| 19 Oct 2025, 00:00 | 1.4017 |
| 20 Oct 2025, 00:00 | 1.4034 |
| 21 Oct 2025, 00:00 | 1.4020 |
| 22 Oct 2025, 00:00 | 1.3989 |
| 23 Oct 2025, 00:00 | 1.3987 |
| 24 Oct 2025, 00:00 | 1.3996 |
| 25 Oct 2025, 00:00 | 1.3996 |
| 26 Oct 2025, 00:00 | 1.3994 |
| 27 Oct 2025, 00:00 | 1.3992 |
| 28 Oct 2025, 00:00 | 1.3940 |
| 29 Oct 2025, 00:00 | 1.3943 |
| 30 Oct 2025, 00:00 | 1.3982 |
| 31 Oct 2025, 00:00 | 1.4011 |
| 01 Nov 2025, 00:00 | 1.4011 |
| 02 Nov 2025, 00:00 | 1.4019 |
| 04 Nov 2025, 00:00 | 1.4102 |
| 05 Nov 2025, 00:00 | 1.4103 |
| 06 Nov 2025, 00:00 | 1.4113 |
| 07 Nov 2025, 00:00 | 1.4048 |
| 08 Nov 2025, 00:00 | 1.4048 |
| 09 Nov 2025, 00:00 | 1.4045 |
| 10 Nov 2025, 00:00 | 1.4026 |
| 11 Nov 2025, 00:00 | 1.4015 |
| 12 Nov 2025, 00:00 | 1.4010 |
| 13 Nov 2025, 00:00 | 1.4038 |
| 14 Nov 2025, 00:00 | 1.4026 |
| 15 Nov 2025, 00:00 | 1.4026 |
| 16 Nov 2025, 00:00 | 1.4019 |
| 17 Nov 2025, 00:00 | 1.4051 |
| 18 Nov 2025, 00:00 | 1.3986 |
| 19 Nov 2025, 00:00 | 1.4044 |
| 20 Nov 2025, 00:00 | 1.4092 |
| 21 Nov 2025, 00:00 | 1.4101 |
| 22 Nov 2025, 00:00 | 1.4101 |
| 23 Nov 2025, 00:00 | 1.4095 |
| 24 Nov 2025, 00:00 | 1.4110 |
| 25 Nov 2025, 00:00 | 1.4104 |
| 26 Nov 2025, 00:00 | 1.4040 |
| 27 Nov 2025, 00:00 | 1.4027 |
| 28 Nov 2025, 00:00 | 1.3974 |
| 29 Nov 2025, 00:00 | 1.3974 |
| 30 Nov 2025, 00:00 | 1.3970 |
| 01 Dec 2025, 00:00 | 1.4001 |
| 02 Dec 2025, 00:00 | 1.3970 |
| 03 Dec 2025, 00:00 | 1.3954 |
| 04 Dec 2025, 00:00 | 1.3960 |
| 05 Dec 2025, 00:00 | 1.3820 |
| 06 Dec 2025, 00:00 | 1.3820 |
| 07 Dec 2025, 00:00 | 1.3836 |
| 08 Dec 2025, 00:00 | 1.3849 |
| 09 Dec 2025, 00:00 | 1.3847 |
| 10 Dec 2025, 00:00 | 1.3790 |
| 11 Dec 2025, 00:00 | 1.3777 |
| 12 Dec 2025, 00:00 | 1.3772 |
| 13 Dec 2025, 00:00 | 1.3772 |
| 14 Dec 2025, 00:00 | 1.3769 |
| 15 Dec 2025, 00:00 | 1.3770 |
| 16 Dec 2025, 00:00 | 1.3756 |
| 17 Dec 2025, 00:00 | 1.3784 |
| 18 Dec 2025, 00:00 | 1.3778 |
| 19 Dec 2025, 00:00 | 1.3803 |
| 20 Dec 2025, 00:00 | 1.3803 |
| 21 Dec 2025, 00:00 | 1.3792 |
| 22 Dec 2025, 00:00 | 1.3750 |
| 23 Dec 2025, 00:00 | 1.3686 |
| 24 Dec 2025, 00:00 | 1.3672 |
| 25 Dec 2025, 00:00 | 1.3674 |
| 26 Dec 2025, 00:00 | 1.3671 |
| 27 Dec 2025, 00:00 | 1.3671 |
| 28 Dec 2025, 00:00 | 1.3670 |
| 29 Dec 2025, 00:00 | 1.3688 |
| 30 Dec 2025, 00:00 | 1.3696 |
| 31 Dec 2025, 00:00 | 1.3725 |
| 01 Jan 2026, 00:00 | 1.3718 |
| 02 Jan 2026, 00:00 | 1.3733 |
| 03 Jan 2026, 00:00 | 1.3733 |
| 04 Jan 2026, 00:00 | 1.3748 |
| 05 Jan 2026, 00:00 | 1.3774 |
| 06 Jan 2026, 00:00 | 1.3816 |
| 07 Jan 2026, 00:00 | 1.3859 |
| 08 Jan 2026, 00:00 | 1.3865 |
| 09 Jan 2026, 00:00 | 1.3913 |
| 10 Jan 2026, 00:00 | 1.3913 |
| 11 Jan 2026, 00:00 | 1.3914 |
| 12 Jan 2026, 00:00 | 1.3877 |
| 13 Jan 2026, 00:00 | 1.3887 |
| 14 Jan 2026, 00:00 | 1.3885 |
| 15 Jan 2026, 00:00 | 1.3890 |
| 16 Jan 2026, 00:00 | 1.3916 |
| 17 Jan 2026, 00:00 | 1.3916 |
| 18 Jan 2026, 00:00 | 1.3898 |
| 19 Jan 2026, 00:00 | 1.3874 |
| 20 Jan 2026, 00:00 | 1.3833 |
| 21 Jan 2026, 00:00 | 1.3844 |
| 22 Jan 2026, 00:00 | 1.3785 |
| 23 Jan 2026, 00:00 | 1.3701 |
| 24 Jan 2026, 00:00 | 1.3701 |
| 25 Jan 2026, 00:00 | 1.3703 |
| 26 Jan 2026, 00:00 | 1.3713 |
| 27 Jan 2026, 00:00 | 1.3593 |
| 28 Jan 2026, 00:00 | 1.3539 |
| 29 Jan 2026, 00:00 | 1.3493 |
| 30 Jan 2026, 00:00 | 1.3618 |
| 31 Jan 2026, 00:00 | 1.3618 |
| 01 Feb 2026, 00:00 | 1.3638 |
| 02 Feb 2026, 00:00 | 1.3675 |
| 03 Feb 2026, 00:00 | 1.3641 |
| 04 Feb 2026, 00:00 | 1.3670 |
| 05 Feb 2026, 00:00 | 1.3713 |
| 06 Feb 2026, 00:00 | 1.3674 |
| 07 Feb 2026, 00:00 | 1.3674 |
| 08 Feb 2026, 00:00 | 1.3660 |
| 09 Feb 2026, 00:00 | 1.3563 |
| 10 Feb 2026, 00:00 | 1.3552 |
| 11 Feb 2026, 00:00 | 1.3576 |
| 12 Feb 2026, 00:00 | 1.3612 |
| 13 Feb 2026, 00:00 | 1.3617 |
| 14 Feb 2026, 00:00 | 1.3617 |
| 15 Feb 2026, 00:00 | 1.3619 |
| 16 Feb 2026, 00:00 | 1.3638 |
| 17 Feb 2026, 00:00 | 1.3638 |
| 18 Feb 2026, 00:00 | 1.3697 |
| 19 Feb 2026, 00:00 | 1.3687 |
| 20 Feb 2026, 00:00 | 1.3683 |
| 21 Feb 2026, 00:00 | 1.3683 |
| 22 Feb 2026, 00:00 | 1.3648 |
| 23 Feb 2026, 00:00 | 1.3694 |
| 24 Feb 2026, 00:00 | 1.3701 |
| 25 Feb 2026, 00:00 | 1.3677 |
| 26 Feb 2026, 00:00 | 1.3676 |
| 27 Feb 2026, 00:00 | 1.3642 |
| 28 Feb 2026, 00:00 | 1.3642 |
| 01 Mar 2026, 00:00 | 1.3669 |
| 02 Mar 2026, 00:00 | 1.3672 |
| 03 Mar 2026, 00:00 | 1.3675 |
| 04 Mar 2026, 00:00 | 1.3643 |
| 05 Mar 2026, 00:00 | 1.3671 |
| 06 Mar 2026, 00:00 | 1.3568 |
| 07 Mar 2026, 00:00 | 1.3568 |
| 08 Mar 2026, 00:00 | 1.3603 |
| 09 Mar 2026, 00:00 | 1.3588 |
| 10 Mar 2026, 00:00 | 1.3584 |
| 11 Mar 2026, 00:00 | 1.3602 |
| 12 Mar 2026, 00:00 | 1.3634 |
| 13 Mar 2026, 00:00 | 1.3724 |
| 14 Mar 2026, 00:00 | 1.3724 |
| 15 Mar 2026, 00:00 | 1.3712 |
| 16 Mar 2026, 00:00 | 1.3687 |
| 17 Mar 2026, 00:00 | 1.3691 |
| 19 Mar 2026, 00:00 | 1.3737 |
| 20 Mar 2026, 00:00 | 1.3726 |
| 21 Mar 2026, 00:00 | 1.3726 |
| 22 Mar 2026, 00:00 | 1.3710 |
| 23 Mar 2026, 00:00 | 1.3732 |
| 24 Mar 2026, 00:00 | 1.3758 |
| 25 Mar 2026, 00:00 | 1.3815 |
| 26 Mar 2026, 00:00 | 1.3853 |
| 27 Mar 2026, 00:00 | 1.3893 |
| 28 Mar 2026, 00:00 | 1.3893 |
| 29 Mar 2026, 00:00 | 1.3901 |
| 30 Mar 2026, 00:00 | 1.3930 |
| 31 Mar 2026, 00:00 | 1.3904 |
| 01 Apr 2026, 00:00 | 1.3878 |
| 02 Apr 2026, 00:00 | 1.3918 |
| 03 Apr 2026, 00:00 | 1.3946 |
| 04 Apr 2026, 00:00 | 1.3946 |
| 05 Apr 2026, 00:00 | 1.3947 |
| 06 Apr 2026, 00:00 | 1.3912 |
| 07 Apr 2026, 00:00 | 1.3843 |
| 08 Apr 2026, 00:00 | 1.3851 |
| 09 Apr 2026, 00:00 | 1.3824 |
| 10 Apr 2026, 00:00 | 1.3843 |
| 11 Apr 2026, 00:00 | 1.3843 |
| 12 Apr 2026, 00:00 | 1.3873 |
| 13 Apr 2026, 00:00 | 1.3787 |
| 14 Apr 2026, 00:00 | 1.3767 |
| 15 Apr 2026, 00:00 | 1.3732 |
| 16 Apr 2026, 00:00 | 1.3701 |
| 17 Apr 2026, 00:00 | 1.3688 |
| 18 Apr 2026, 00:00 | 1.3688 |
| 19 Apr 2026, 00:00 | 1.3707 |
| 20 Apr 2026, 00:00 | 1.3644 |
| 21 Apr 2026, 00:00 | 1.3657 |
| 22 Apr 2026, 00:00 | 1.3671 |
| 23 Apr 2026, 00:00 | 1.3699 |
| 24 Apr 2026, 00:00 | 1.3669 |
| 25 Apr 2026, 00:00 | 1.3669 |
| 26 Apr 2026, 00:00 | 1.3679 |
| 27 Apr 2026, 00:00 | 1.3623 |
| 28 Apr 2026, 00:00 | 1.3681 |
| 29 Apr 2026, 00:00 | 1.3672 |
| 30 Apr 2026, 00:00 | 1.3581 |
| 01 May 2026, 00:00 | 1.3589 |
| 02 May 2026, 00:00 | 1.3589 |
| 03 May 2026, 00:00 | 1.3588 |
| 04 May 2026, 00:00 | 1.3621 |
| 05 May 2026, 00:00 | 1.3604 |
| 06 May 2026, 00:00 | 1.3637 |
| 07 May 2026, 00:00 | 1.3661 |
| 08 May 2026, 00:00 | 1.3675 |
| 09 May 2026, 00:00 | 1.3675 |
| 10 May 2026, 00:00 | 1.3684 |
| 11 May 2026, 00:00 | 1.3679 |
| 12 May 2026, 00:00 | 1.3698 |
| 13 May 2026, 00:00 | 1.3705 |
| 14 May 2026, 00:00 | 1.3724 |
| 15 May 2026, 00:00 | 1.3750 |
| 16 May 2026, 00:00 | 1.3750 |
| 17 May 2026, 00:00 | 1.3763 |
| 18 May 2026, 00:00 | 1.3739 |
| 19 May 2026, 00:00 | 1.3749 |
| 20 May 2026, 00:00 | 1.3748 |
| 21 May 2026, 00:00 | 1.3777 |
| 22 May 2026, 00:00 | 1.3821 |
| 23 May 2026, 00:00 | 1.3821 |
| 24 May 2026, 00:00 | 1.3804 |
| 25 May 2026, 00:00 | 1.3806 |
| 26 May 2026, 00:00 | 1.3807 |
| 27 May 2026, 00:00 | 1.3845 |
| 28 May 2026, 00:00 | 1.3784 |
| 29 May 2026, 00:00 | 1.3796 |
| 30 May 2026, 00:00 | 1.3796 |
| 31 May 2026, 00:00 | 1.3796 |
| 01 Jun 2026, 00:00 | 1.3842 |
| 02 Jun 2026, 00:00 | 1.3845 |
| 03 Jun 2026, 00:00 | 1.3894 |
| 04 Jun 2026, 00:00 | 1.3908 |
| 05 Jun 2026, 00:00 | 1.3940 |
| 06 Jun 2026, 00:00 | 1.3940 |
| 07 Jun 2026, 00:00 | 1.3946 |
| 08 Jun 2026, 00:00 | 1.3958 |
| 09 Jun 2026, 00:00 | 1.3955 |
| 10 Jun 2026, 00:00 | 1.3948 |
| 11 Jun 2026, 00:00 | 1.3973 |
| 12 Jun 2026, 00:00 | 1.3988 |
| 13 Jun 2026, 00:00 | 1.3988 |
| 14 Jun 2026, 00:00 | 1.3964 |
| 15 Jun 2026, 00:00 | 1.3993 |
| 16 Jun 2026, 00:00 | 1.3997 |
| 17 Jun 2026, 00:00 | 1.4102 |
| 18 Jun 2026, 00:00 | 1.4141 |
| 19 Jun 2026, 00:00 | 1.4152 |
| 20 Jun 2026, 00:00 | 1.4152 |
| 21 Jun 2026, 00:00 | 1.4176 |
| 22 Jun 2026, 00:00 | 1.4160 |
| 23 Jun 2026, 00:00 | 1.4210 |
| 24 Jun 2026, 00:00 | 1.4236 |
| 25 Jun 2026, 00:00 | 1.4200 |
| 26 Jun 2026, 00:00 | 1.4191 |
| 27 Jun 2026, 00:00 | 1.4191 |
| 28 Jun 2026, 00:00 | 1.4190 |
| 29 Jun 2026, 00:00 | 1.4211 |
| 30 Jun 2026, 00:00 | 1.4207 |
| 01 Jul 2026, 00:00 | 1.4219 |
| 02 Jul 2026, 00:00 | 1.4191 |
| 03 Jul 2026, 00:00 | 1.4201 |
| 04 Jul 2026, 00:00 | 1.4201 |
| 05 Jul 2026, 00:00 | 1.4204 |
| 06 Jul 2026, 00:00 | 1.4209 |
| 07 Jul 2026, 00:00 | 1.4205 |
| 08 Jul 2026, 00:00 | 1.4168 |
| 09 Jul 2026, 00:00 | 1.4169 |
| 10 Jul 2026, 00:00 | 1.4155 |
| 11 Jul 2026, 00:00 | 1.4155 |
| 12 Jul 2026, 00:00 | 1.4165 |
| 13 Jul 2026, 00:00 | 1.4151 |
| 14 Jul 2026, 00:00 | 1.4052 |
| 15 Jul 2026, 00:00 | 1.4037 |
| 16 Jul 2026, 00:00 | 1.4039 |
| 17 Jul 2026, 00:00 | 1.4021 |
| 18 Jul 2026, 00:00 | 1.4021 |
| 19 Jul 2026, 00:00 | 1.4020 |
| 20 Jul 2026, 00:00 | 1.4072 |
| 21 Jul 2026, 00:00 | 1.4106 |
| 22 Jul 2026, 00:00 | 1.4086 |
| 23 Jul 2026, 00:00 | 1.4086 |
| 24 Jul 2026, 00:00 | 1.4095 |
| 25 Jul 2026, 00:00 | 1.4095 |
| 26 Jul 2026, 00:00 | 1.4087 |
| 27 Jul 2026, 00:00 | 1.4126 |
| 28 Jul 2026, 00:00 | 1.4107 |
| 29 Jul 2026, 00:00 | 1.4036 |
| 30 Jul 2026, 00:00 | 1.4011 |
| 31 Jul 2026, 00:00 | 1.4020 |
| 01 Aug 2026, 00:00 | 1.4020 |
| 02 Aug 2026, 00:00 | 1.4014 |
| 03 Aug 2026, 00:00 | 1.4047 |
| 04 Aug 2026, 00:00 | 1.4066 |
| 05 Aug 2026, 00:00 | 1.4010 |
| 06 Aug 2026, 00:00 | 1.4014 |
| 07 Aug 2026, 00:00 | 1.3939 |
| 08 Aug 2026, 00:00 | 1.3939 |
| 09 Aug 2026, 00:00 | 1.3951 |
| 10 Aug 2026, 00:00 | 1.3935 |
| 11 Aug 2026, 00:00 | 1.3920 |
| 12 Aug 2026, 00:00 | 1.3941 |
| 13 Aug 2026, 00:00 | 1.3928 |
| 14 Aug 2026, 00:00 | 1.3876 |
| 15 Aug 2026, 00:00 | 1.3876 |
| 16 Aug 2026, 00:00 | 1.3873 |
| 17 Aug 2026, 00:00 | 1.3871 |
| 18 Aug 2026, 00:00 | 1.3900 |
| 19 Aug 2026, 00:00 | 1.3811 |
| 20 Aug 2026, 00:00 | 1.3782 |
| 21 Aug 2026, 00:00 | 1.3766 |
| 22 Aug 2026, 00:00 | 1.3766 |
| 23 Aug 2026, 00:00 | 1.3793 |
| 24 Aug 2026, 00:00 | 1.3841 |
| 25 Aug 2026, 00:00 | 1.3837 |
| 26 Aug 2026, 00:00 | 1.3876 |
| 27 Aug 2026, 00:00 | 1.3852 |
| 28 Aug 2026, 00:00 | 1.3905 |
| 29 Aug 2026, 00:00 | 1.3905 |
| 30 Aug 2026, 00:00 | 1.3900 |
| 31 Aug 2026, 00:00 | 1.3853 |
| 01 Sept 2026, 00:00 | 1.3894 |
| 02 Sept 2026, 00:00 | 1.3845 |
| 03 Sept 2026, 00:00 | 1.3790 |
| 04 Sept 2026, 00:00 | 1.3840 |
| 05 Sept 2026, 00:00 | 1.3840 |
| 06 Sept 2026, 00:00 | 1.3834 |
| 07 Sept 2026, 00:00 | 1.3806 |
| 08 Sept 2026, 00:00 | 1.3778 |
| 09 Sept 2026, 00:00 | 1.3805 |
| 10 Sept 2026, 00:00 | 1.3836 |
| 11 Sept 2026, 00:00 | 1.3872 |
| 12 Sept 2026, 00:00 | 1.3872 |
| 13 Sept 2026, 00:00 | 1.3867 |
| 14 Sept 2026, 00:00 | 1.3900 |
| 15 Sept 2026, 00:00 | 1.3925 |
| 16 Sept 2026, 00:00 | 1.3989 |
| 17 Sept 2026, 23:00 | 1.3990 |
Current USD to CAD mid-market rate: 1 USD = 1.3988 CAD. Historical rates shown in this chart are mid-market exchange rates for informational purposes only. They are not Currencyflow customer transfer rates.
US Dollar to Canadian Dollar: what's been happening?
US Dollar to Canadian Dollar - 12 month summary
12-month high
1 USD = 1.4236 CAD
12-month low
1 USD = 1.3493 CAD
12-month average
1 USD = 1.3868 CAD
Weekly change
+0.85%
vs. 7 days ago (1.3872)
Monthly change
+1.30%
vs. 30 days ago (1.3811)
Yearly change
+1.45%
vs. 12 months ago (1.3791)
Compared to this day last year
12 months ago, 1 USD was worth 1.3791 CAD. Today the rate is 1.3990 CAD - a +1.45% change.
Mid-market rates only. Rates are indicative and updated hourly.
What moves the USD to CAD rate?
This is one of the most traded North American currency pairs, and it reflects more than just interest rate expectations. Energy prices, risk sentiment, and US economic data all play a part.
Oil prices matter, a lot
Canada is a major oil exporter. When crude prices rise, CAD often strengthens. If prices fall or global demand weakens, the loonie usually comes under pressure, even if domestic economic data is stable.
Fed vs Bank of Canada
When the US Federal Reserve sounds hawkish, USD can gain across the board, especially if the Bank of Canada is more cautious. The opposite is also true: if the BoC surprises markets with a rate hike or firm tone, CAD can catch a bid.
US data hits harder
Markets react fast to US numbers, jobs, inflation, GDP, and the dollar often moves immediately. Canadian data matters too, but it usually needs to beat expectations to shift momentum.
Risk sentiment shifts things
When markets are calm and commodity demand is strong, CAD tends to do well. In risk-off environments, investors often retreat to USD, pushing this pair higher.
Need to send money from the US to Canada?
Whether you're transferring money for property, business, or personal reasons, the rate you receive can make a real difference. At Currencyflow, we offer:
- Competitive exchange rates
- Transparent pricing, always shown upfront
- Same-day transfers on most USD to CAD payments
- Personal support from a currency expert
Related destination guides
Other US Dollar exchange rates
Compare the current mid-market exchange rate for the US Dollar against other major currencies.
| Currency pair | Current mid-market rate |
|---|---|
| 1 USD = 0.7484 GBP | |
| 1 USD = 0.8710 EUR | |
| 1 USD = 1.4064 AUD | |
| 1 USD = 3.6723 AED | |
| 1 USD = 3.7558 SAR | |
| 1 USD = 3.6403 QAR |
Mid-market rates are for informational purposes only and are not the rates you will receive when making a Currencyflow transfer.
Why trust Currencyflow
Your money is protected
Funds are held in safeguarded accounts via FCA-authorised payment institution partners, so they're always kept separate from business operations.
Decades of experience
Our leadership team has over 30 years in international payments. We know how to handle large transfers and market timing.
Secure by design
We use two-factor authentication and real-time monitoring to protect every account and transfer from fraud.
Frequently asked questions

Written by
Freddie SmithFounder & CEO, Currencyflow
Freddie Smith is the Founder and CEO of Currencyflow, an international foreign exchange and payments specialist focused on high-value transfers for individuals and businesses worldwide. With over 12 years of commercial experience across financial services and digital media, including several years working with financial services comparison platforms, Freddie has spent his career at the intersection of partnerships, growth strategy, and money movement. He founded Currencyflow to bring transparent, fixed-margin pricing and personal relationship management to clients making significant international transfers.
Last updated 15 September 2026