Send money from the UK to Australia
Relocating to Australia, buying property or covering education or family costs can mean moving a significant amount from pounds to Australian dollars. See your GBP to AUD exchange rate upfront, with transparent pricing and personal support.
- See your GBP to AUD exchange rate instantly
- Transparent 0.25%-0.40% margin, depending on transfer size
- No Currencyflow payment transfer fees
- Personal support, including direct access to our founder
Send, save... & relax.
Transparent pricing, always shown upfront.
Your funds are safeguarded and kept separate from Currencyflow's operational funds. They are held in segregated safeguarded accounts through our FCA-authorised payment institution partner, Sciopay Ltd (FRN 927951).
By Freddie Smith, Founder & CEO, Currencyflow · Updated 29 October 2026
Sending money from the UK to Australia? Here's what to know
UK to Australia transfers are often connected to a move, property purchase or education costs, where the AUD payment date may be known in advance. If the recipient needs a fixed Australian-dollar amount, changes in GBP to AUD can affect the sterling cost.
Planning the currency conversion ahead of the payment can help you understand what the transfer will require. Currencyflow shows you the exchange rate available upfront, so you can see the AUD amount before you decide.
Why people transfer money from the UK to Australia
Emigrating or moving savings
Paying tuition and living expenses
Supporting family in Australia
Buying property or investing
If you're sending money the other way, our Australia to UK page covers that route
Why send money to Australia with Currencyflow
| Feature | Currencyflow | High Street Banks |
|---|---|---|
| Exchange Rate | Low-margin, personalised | Often 3-5% markup |
| Transfer Fees | None | Yes, plus possible SWIFT fees |
| Speed | Same-day or next working day | 2-5 working days |
| Support | Phone, email, live chat, WhatsApp | Call centres or in-branch |
| Rate Lock | Yes | Rarely offered |
| Account Setup | Fast and guided by a specialist | Paperwork-heavy, slower |
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Currencyflow indicative GBP to AUD rate
1 GBP = 1.8881 AUD
As of , the Currencyflow indicative GBP to AUD rate is 1 GBP = 1.8881 AUD, based on a £50,000 transfer with a 0.30% margin.
Your actual exchange rate may vary depending on the amount you send because our margin varies by transfer size. See our rates, margins and fees →
Currencyflow rates are indicative and confirmed when you book. No payment transfer fees.
Get a personalised GBP to AUD quote →Currencyflow GBP to AUD rates by transfer amount
Currencyflow exchange rates vary according to the amount you send.
| You send (GBP) | You receive (AUD) | Currencyflow rate | Margin | Payment transfer fee |
|---|---|---|---|---|
| £5,000 | A$9,431 | 1 GBP = 1.8862 AUD | 0.40% | None |
| £10,000 | A$18,862 | 1 GBP = 1.8862 AUD | 0.40% | None |
| £20,000 | A$37,724 | 1 GBP = 1.8862 AUD | 0.40% | None |
| £50,000 | A$94,404 | 1 GBP = 1.8881 AUD | 0.30% | None |
| £75,000 | A$141,634 | 1 GBP = 1.8884 AUD | 0.28% | None |
| £100,000 | A$188,845 | 1 GBP = 1.8884 AUD | 0.28% | None |
| £200,000 | A$377,803 | 1 GBP = 1.8890 AUD | 0.25% | None |
| £300,000 | A$566,705 | 1 GBP = 1.8890 AUD | 0.25% | None |
| £500,000 | A$944,509 | 1 GBP = 1.8890 AUD | 0.25% | None |
| £1,000,000 | A$1,889,017 | 1 GBP = 1.8890 AUD | 0.25% | None |
| £2,000,000 | A$3,778,035 | 1 GBP = 1.8890 AUD | 0.25% | None |
| £5,000,000 | A$9,445,087 | 1 GBP = 1.8890 AUD | 0.25% | None |
Currencyflow rates are indicative, updated hourly, and confirmed when you book. No payment transfer fees.
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How to transfer money to Australia from the UK
See your exchange rate
Open your account
Send your funds
We make your international payment
Planning your GBP to AUD transfer
Plan around your Australian-dollar costs
Fix a rate for a future transfer
Set a target rate if your timing is flexible
See GBP to AUD rates and history
Sending pounds to an Australian bank account
If you’re sending money to Australia, the recipient may hold an account with a major bank such as Commonwealth Bank, Westpac, NAB or ANZ.
Once you’ve agreed your GBP to AUD exchange rate, you send the pounds to Currencyflow using the bank details provided for your transfer. We convert the GBP into Australian dollars at the agreed rate and send the AUD to the account you’ve specified.
Australia does not use IBANs. Recipient details normally include a six-digit BSB and an account number, and a SWIFT/BIC may also be required depending on the payment route.
Customers commonly use this corridor when emigrating, supporting family, moving pension or investment funds, or settling into life in Australia.
How long does a transfer from the UK to Australia take?
Most transfers arrive within 1-2 working days. Delivery speed depends on:
- When we receive your GBP
- Whether we have all recipient details
- Any required compliance checks
- Banking hours and public holidays in Australia
We help you plan ahead, especially for larger or time-sensitive transfers.
What you'll need to send money from the UK to Australia
To transfer GBP to AUD, you'll need:
- Valid ID (passport or UK driving licence)
- Proof of address (utility bill or bank statement)
- Recipient's full name and bank details (BSB and account number)
- A brief reason for the transfer (e.g. family support, tuition, savings)
- For transfers over £10,000, you may also be asked for:
- Source of funds documents (e.g. bank statement, payslip, property sale, savings history)
- Invoice or legal documents (for property or business payments)
We'll let you know upfront what's required for a smooth transfer.
Legal and tax notes for UK to Australia transfers
- There's no tax on sending your own money abroad from the UK
- Australia does not apply tax on incoming personal transfers or savings
- Gifts over AUD $10,000 may attract scrutiny from Australian banks or trigger documentation requests
- For property-related payments, recipients may need to show purchase contracts or approvals (especially non-residents)
- The UK and Australia have a double taxation agreement, helping avoid tax on pensions or income being paid twice
- If you're sending a large amount, it's wise to check with a financial advisor or the recipient's bank
Why trust Currencyflow
Your funds are safeguarded
Client funds are held in segregated safeguarded accounts through our FCA-authorised payment institution partner, Sciopay Ltd (FRN 927951), separate from Currencyflow's operational funds.
Personal support when you want it
Speak with us by phone, WhatsApp or email, including direct access to our founder, Freddie, when you want to talk through your transfer.
Secure account and payment processes
Currencyflow uses security measures including two-factor authentication and transaction monitoring to help protect accounts and payments.
Frequently asked questions
Written by
Freddie SmithFounder & CEO, Currencyflow
Freddie Smith is the Founder and CEO of Currencyflow, an international foreign exchange and payments specialist focused on high-value transfers for individuals and businesses worldwide. With over 12 years of commercial experience across financial services and digital media, including several years working with financial services comparison platforms, Freddie has spent his career at the intersection of partnerships, growth strategy, and money movement. He founded Currencyflow to bring transparent, fixed-margin pricing and personal relationship management to clients making significant international transfers.
Last updated 29 October 2026
