Send money to Australia from the UK

Sending money to Australia? We give you strong rates, no payment transfer fees, and real support, especially if you're moving a larger amount for something like property, tuition, or a move abroad.

  • Fast, secure transfers from the UK to Australia
  • Competitive exchange rates on GBP to AUD
  • Clear, transparent pricing
  • Expert support whenever you need it
  • Funds safeguarded in client accounts

Send, save... & relax.

Transparent pricing, always shown upfront.

£

Your funds are safeguarded and kept separate from Currencyflow's operational funds. They are held in segregated safeguarded accounts through our FCA-authorised payment institution partner, Sciopay Ltd (FRN 927951).

Freddie Smith

By Freddie Smith, Founder & CEO, Currencyflow · Updated 16 September 2026

Sending money to Australia from the UK? Here's what to know

If you're moving money to Australia, whether it's for a home, university, or family support, the process can be slower and more expensive than it needs to be. Banks often take days, add extra fees, and give you poor exchange rates. And for larger transfers, you may be asked for extra documents, especially if the payment is related to property, gifts, or inheritance.

At Currencyflow, we help individuals and businesses transfer money to Australia smoothly and securely. You get access to strong GBP to AUD rates, transparent pricing, and step-by-step help with any required paperwork.

Why people transfer money from the UK to Australia

House icon

Emigrating or moving savings

If you're relocating to Australia, we help you move your money safely. Whether it's savings, pensions, or income, you can also lock in a GBP to AUD rate in advance.
Graduation cap icon

Paying tuition and living expenses

Many UK families support children studying at Australian universities. We help you send money for tuition, rent, and daily expenses reliably and cost-effectively.
Family icon

Supporting family in Australia

Sending regular support for relatives in Australia? We make GBP to AUD transfers easy to repeat, with better rates than high-street banks and no extra charges.
House icon

Buying property or investing

Property payments often involve large sums, so timing and exchange rate matter. We help clients fund purchases or investments with clear guidance and fixed-rate options.

If you're sending money the other way, our Australia to UK page covers that route

Why send money to Australia with Currencyflow

FeatureCurrencyflowHigh Street Banks
Exchange RateLow-margin, personalisedOften 3-5% markup
Transfer FeesNoneYes, plus possible SWIFT fees
SpeedSame-day or next working day2-5 working days
SupportPhone, email, live chat, WhatsAppCall centres or in-branch
Rate LockYesRarely offered
Account SetupFast and guided by a specialistPaperwork-heavy, slower

Swipe to see more →

Currencyflow indicative GBP to AUD rate

1 GBP = 1.8760 AUD

As of , the Currencyflow indicative GBP to AUD rate is 1 GBP = 1.8760 AUD, based on a £50,000 transfer with a 0.30% margin.

Your actual exchange rate may vary depending on the amount you send because our margin varies by transfer size. See our rates, margins and fees →

Currencyflow rates are indicative and confirmed when you book. No payment transfer fees.

Get a personalised GBP to AUD quote →

Currencyflow GBP to AUD rates by transfer amount

Currencyflow exchange rates vary according to the amount you send.

Currencyflow exchange rates for GBP to AUD transfers as of .
You send (GBP)You receive (AUD)Currencyflow rateMarginPayment transfer fee
£5,000A$9,3701 GBP = 1.8741 AUD0.40%None
£10,000A$18,7411 GBP = 1.8741 AUD0.40%None
£20,000A$37,4821 GBP = 1.8741 AUD0.40%None
£50,000A$93,7981 GBP = 1.8760 AUD0.30%None
£75,000A$140,7261 GBP = 1.8763 AUD0.28%None
£100,000A$187,6351 GBP = 1.8763 AUD0.28%None
£200,000A$375,3821 GBP = 1.8769 AUD0.25%None
£300,000A$563,0731 GBP = 1.8769 AUD0.25%None
£500,000A$938,4551 GBP = 1.8769 AUD0.25%None
£1,000,000A$1,876,9101 GBP = 1.8769 AUD0.25%None
£2,000,000A$3,753,8201 GBP = 1.8769 AUD0.25%None
£5,000,000A$9,384,5501 GBP = 1.8769 AUD0.25%None

Currencyflow rates are indicative, updated hourly, and confirmed when you book. No payment transfer fees.

Swipe to see more →

How to transfer money to Australia from the UK

Get a personalised quote

Let us know how much you're sending and when. We'll send you a tailored GBP to AUD rate. No obligation to proceed.

Open your account

Setup is quick and free. Your dedicated account manager will walk you through the process by phone or email.

Fund your transfer

Transfer your GBP to your safeguarded Currencyflow account via UK bank transfer. We'll confirm once funds are received.

We send your pounds to Australia

We convert your pounds at the agreed rate and deliver AUD to your recipient's Australian bank account either immediately or on a set date.

Understanding the GBP to AUD exchange rate

Why it matters

Even small shifts in the exchange rate can affect the amount received in AUD, especially when transferring £10,000 or more.

How banks add extra costs

Most UK banks offer poor exchange rates and don't show the real market rate. We provide rates close to the mid-market, with a small, transparent margin.

Rates move daily

The pound to Aussie dollar rate moves with things like interest rate changes, inflation figures, and what's happening in the markets. If you don't need to send right away, we can help you wait for a better time or lock in a rate now if you prefer.

How long does a transfer from the UK to Australia take?

Most transfers arrive within 1-2 working days. Delivery speed depends on:

  • When we receive your GBP
  • Whether we have all recipient details
  • Any required compliance checks
  • Banking hours and public holidays in Australia

We help you plan ahead, especially for larger or time-sensitive transfers.

What you'll need to send money from the UK to Australia

To transfer GBP to AUD, you'll need:

  • Valid ID (passport or UK driving licence)
  • Proof of address (utility bill or bank statement)
  • Recipient's full name and bank details (BSB and account number)
  • A brief reason for the transfer (e.g. family support, tuition, savings)
  • For transfers over £10,000, you may also be asked for:
  • Source of funds documents (e.g. bank statement, payslip, property sale, savings history)
  • Invoice or legal documents (for property or business payments)

We'll let you know upfront what's required for a smooth transfer.

Legal and tax notes for UK to Australia transfers

  • There's no tax on sending your own money abroad from the UK
  • Australia does not apply tax on incoming personal transfers or savings
  • Gifts over AUD $10,000 may attract scrutiny from Australian banks or trigger documentation requests
  • For property-related payments, recipients may need to show purchase contracts or approvals (especially non-residents)
  • The UK and Australia have a double taxation agreement, helping avoid tax on pensions or income being paid twice
  • If you're sending a large amount, it's wise to check with a financial advisor or the recipient's bank

Why trust Currencyflow

Your funds are safeguarded

Client funds are held in segregated safeguarded accounts through our FCA-authorised payment institution partner, Sciopay Ltd (FRN 927951), separate from Currencyflow's operational funds.

Personal support when you want it

Speak with us by phone, WhatsApp or email, including direct access to our founder, Freddie, when you want to talk through your transfer.

Secure account and payment processes

Currencyflow uses security measures including two-factor authentication and transaction monitoring to help protect accounts and payments.

Frequently asked questions

Freddie Smith

Written by

Freddie Smith

Founder & CEO, Currencyflow

Freddie Smith is the Founder and CEO of Currencyflow, an international foreign exchange and payments specialist focused on high-value transfers for individuals and businesses worldwide. With over 12 years of commercial experience across financial services and digital media, including several years working with financial services comparison platforms, Freddie has spent his career at the intersection of partnerships, growth strategy, and money movement. He founded Currencyflow to bring transparent, fixed-margin pricing and personal relationship management to clients making significant international transfers.

Last updated 16 September 2026

Get a quote now

It's free and easy

Get quote
WhatsApp